We called a loan officer and started all the stuff for buying a house. We didn't ask the right questions (things like rates and fees) because we just expected a big no.
Although we weren't pre-qualified for as much as we had hoped, we did get an approval for 150K (it was 115K when we were making half as much, but then I guess actually being able to pay the bill is helpful. It costs a lot to feed my family), which would easily buy a 4 bedroom house somewhere, if we can find someone to take our terms (they have to cover closing costs). Someone will be desperate enough.
I can't really say I am excited, because we have been here before and still been denied in the end. But, I guess it won't have a chance to happen unless we try.
Although we weren't pre-qualified for as much as we had hoped, we did get an approval for 150K (it was 115K when we were making half as much, but then I guess actually being able to pay the bill is helpful. It costs a lot to feed my family), which would easily buy a 4 bedroom house somewhere, if we can find someone to take our terms (they have to cover closing costs). Someone will be desperate enough.
I can't really say I am excited, because we have been here before and still been denied in the end. But, I guess it won't have a chance to happen unless we try.
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